Business Owner Policy

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Business Owner Policy

As the owner of a company, you are exposed to a great deal of liability. Instead of risking a huge loss, safeguard your assets with a Business Owner’s Policy, or BOP. This type of policy provides multiple insurance products combined into one, such as business interruption, property, and liability insurance. Usually sold to small and medium-size organizations, this is an easy and effortless way to protect your organization’s tangible and monetary resources.


A Commercial Property Policy can compensate for company property that is damaged, stolen, or destroyed. That property normally includes:

  • The building – the structure itself, but it can also include permanently installed machinery and equipment.
  • Objects in the building – pieces that can easily be moved, like inventory, office equipment, and other supplies.
  • Another person’s property- goods and valuables placed in your protection or control.

Business Interruption

With an Interruption Policy, you can recoup income lost when the operation of your services is disrupted. This coverage can assist with:

  • Missed revenue: The earnings that you are losing because this incident has happened.
  • Routine expenses: standard operating costs such as employee salaries, rent, and utilities.
  • Relocation: The fees for shifting your company to a transient location.

General liability

The General Liability Policy involves common lawsuits that occur from standard operations. This coverage includes:

  • Third-party bodily injury: assists with medical and legal expenses that arise if a customer receives an injury on your premises.
  • Product liability: aids with costs resulting from a defect or harm caused by the product your establishment creates or sells.
  • Copyright, libel, and slander: fees for lawsuits involving copyright infringement, or words that may cause harm to your reputation or the reputation of your customers.

In review, a BOP is very helpful to entrepreneurs by bundling the services that will protect their enterprise.

Other Policies


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Business Owner Policy


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